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How CobrarYa works with payments and SIFEN

Last updated: September 2026

Payments and payment methods

CobrarYa is not a payment processor. We do not hold funds. We are not Bancard, a bank, or BCP. The subscription is for using the system.

The QR shown at a shop belongs to the processor or QR Hub / PY-QR the shop already has; it can also be information for the cashier to record the payment method. Money goes directly to the shop. If we integrate a processor in the future, funds will still go to the shop’s account.

SIFEN and electronic documents

CobrarYa is software that builds the DE (XML), signs it with the taxpayer’s digital certificate, transmits it to SIFEN, and checks its status. DNIT validates the document. It is valid as an electronic tax document when SIFEN approves it. e-kuatia’i remains available and free for those who qualify.

The digital certificate belongs to the taxpayer. The timbrado and electronic-invoicer enrollment are managed through Marangatu / DNIT. We guide you through setup.

Scope of this information

This page is informational and is not legal advice.